Why Customers Love Affirm™

Quick & Easy Application

Get prequalified in seconds, and rest easy knowing our eligibility check won't affect your credit score.

Flexible Plans

Choose the plan and payment schedule that works best for you. Take advantage of 0% APR financing, now available for up to 24 months.*

No Hidden Fees

You’ll never pay late fees, hidden fees, or annual fees. And never any compound
interest, either.

Stress-Free Checkout

Select Affirm at checkout and complete your purchase in just a few clicks.

Frequently Asked Questions

We offer flexible monthly payment plans through Affirm. If approved, some customers can qualify for 0% APR for up to 24 months. Other plans may be available with shorter terms or interest, depending on your purchase amount and eligibility

Maybe. Some customers may be asked for a down payment depending on the order total and approval amount.

Typically, checking eligibility is a soft inquiry (no impact on your score). If you move forward with a payment plan, your account/payment history may be reported to credit bureaus.

At checkout, select Affirm as your payment method, complete the quick application, and—if approved—choose the monthly plan that fits your budget. Decisions are typically fast.

Yes—Affirm plans are commonly payoff-early friendly, meaning you can pay your balance ahead of schedule without penalties.

If you’d like to learn more about how Affirm works, you can visit Affirm’s “How it works” page.

If you need account or payment-plan support, Affirm’s Help Center is the best place to start (including options to contact their team).

For a full list of disclosures, visit https://www.affirm.com/disclosures.

Affirm™ Disclaimers

Rates from 0–36% APR. Payment options through Affirm™ are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses.